It can be very difficult to save money, especially if you have a family household to run. But that doesn’t mean you should give up trying! Savings have so many great benefits. You will be able to treat your family to a fun summer holiday, or you can dip into them for any emergency reasons. It is possible to save money, even if you are already on a shoestring budget. It’s so easy; you may even manage to save up some cash without even realising it! Here’s how.
Create A Budget
Do you already have a budget planned out? If not, why ever not?! Having a budget is critical if you want to save some cash. Make sure you write down all your incoming money for the month. Then, think about what you will need to pay. This should be things like bills, rent and groceries. You will then have an idea of how much money you have left over. Keep most of it for leisure activities and hobbies. However, try and squirrel some of it away into your savings account. Whatever you do, try not to go over budget in the month!
Shop With Vouchers
There isn’t a whole lot of money floating around in the economy these days. So many shops are trying to persuade us to part with our cash by offering deals and discounts. This is great news for us, as it means we can often save some money when doing our grocery shopping. And it isn’t just restricted to supermarkets! Many other stores and shops offer vouchers to loyal customers. Some try and attract new business by offering vouchers online. Have a look online to see if your favourite shop has any current discounts on offer. Loads of websites offer them including Dunelm voucher codes.
Cook In Batches
Cooking in big batches is a very cheap way to cook. You will be buying fewer ingredients as you won’t be preparing a whole load of meals throughout the week! So each weekend, cook up a dish that you can portion up and freeze. Meals like lasagne and shepherd’s pie are really good for this. This way your freezer is always full of yummy meals you can take out and defrost whenever you need them. It is also a good option if you ever need to make dinner in a hurry. Just pop the portions into the microwave for a few minutes and you’ll have an instant delicious meal!
Open A Savings Account
Don’t try and save money in a current account. The interest rate is always very low, so it won’t be worth it. Instead, open a savings account. These have a higher interest rate, so you can watch your money slowly grow. You may start off by getting only a few pence a month, but the more you can save in the account, the more interest will be added!
These steps are so easy to start incorporating into your life right away. And you will feel the results almost straight away!